Tag: Flooding

Protecting your home from flooding

From August of 2017 to spring of 2018 we saw more groundwater damage on the Cape than ever before. Most of the homes and businesses were unprepared for the events that happened making property losses devastating to owners. Now that it has happened it is very real to the local owners that even if their basements never flooded before it doesn’t mean they won’t, and severe damage can happen within a matter of minutes. We hope the information below helps more people prepare for that possibility, minimize damage and protect their belongings.

Flood facts to keep in mind:

  • Groundwater can cover a variety of actual sources like rain, storm/ocean surge or high water tables.
  • Damage caused by groundwater is often not covered by a typical homeowners insurance policy.
  • Flood policies often exclude personal items stored in the basement. If you have a flood policy make sure to double check the exclusions and have them clarified by your agent.
  • If your basement floods because the water tables are very high you may not be able to do much about the water until the levels have subsided. If you pump the water out into your yard it will probably seep right back in unless the pumping is continuous.
  • You do have options! Just because you take on groundwater under severe conditions doesn’t mean you have to sell and move on. You may have to invest in waterproofing solutions but it can be maintained.

Recommendations for properties in flood-prone areas

  • Raise basement appliances and contents up off the ground. Put them up on blocks, shelves or pallets. You could even install a false floor over the slab to allow for water to drain below to a sump pump.
  • Install a sump pump! Some basements may need more than one. Regardless of how many you install make sure you set up a battery back-up or generator. Last year some owners had pumps but they needed electricity to run and the storms knocked out the power for days so the areas flooded. Odds are that when the flooding is bad so isn’t the weather and power outages will be likely.
  • Properly grade your landscaping. You’re bound to see problems if you have a yard that directs water towards your basement. A good rule of thumb is to make sure that the soil around the foundation slopes 4-6 inches for a distance of 3′ from the foundation walls.
  • Check your downspouts. Just like with the landscaping you want to make sure your down spouts are directing the water away from the house. Water should be directed at least 3′ from the foundation.
  • Install an interior drainage system to give the water a place to go. There are several different kinds to suit different types of foundations.
  • Seal your basement walls. This and many of the other options listed here can be taken care of by basement waterproofing professionals. Do your research, read reviews and get quotes from a few places before deciding on the company to help you with your unique waterproofing needs.
  • Make sure you dehumidify. This is important whether you sustain flooding or not, but certainly a necessity if you do. Anything that gets wet needs to be properly dried to avoid mold growth.
  • For more severe cases like properties that take on storm surges that cause feet of water to quickly collect you may want to look into more drastic measures such as raising the entire house.

Flooding on Cape Cod

We’ve seen many storms and some pretty nasty winters the last few years here on Cape Cod, but last week was certainly something different for the area. While locals braced themselves for a storm after sustaining a long cold snap they didn’t quite expect to be facing such a major flood situation.

Provincetown’s high tide just after noon measured a whole 4’ higher than the previous tide, hitting a total height of over 10’ and turning Commercial Street into a river. Not only did the tides raise, the groundwater level rose so places like dirt crawlspaces flooded and all of the melting snow didn’t drain completely into the ground. Some areas reported surges that exceeded those of the historic Blizzard of ’78!

Eastham, MA Storm Surge Flooding

Not only were areas of the Cape being devastated with storm surge and groundwater damage, the warmer temperatures thawed homes with frozen pipes causing water damage in other areas. We can’t stress enough the importance of winterizing your home if you’re going to be away for an extended period of time. Even if it’s just a short while, make sure someone checks in on it, that your water is off and that your heat is on. Open your cabinets under sinks to allow for the warm air to flow to the plumbing. If you’re away often, purchase a water detector for damage prone areas like the basement to alert you as soon as water is detected, and Wi-Fi enabled thermostats so you can monitor the temperature in the house. These things help you act fast when disaster strikes so you can minimize the amount of damage you sustain.

Complicating matters even further were the power outages. Most heating systems rely on electricity to work so when the storm knocked out power to areas it also knocked out the heat. Later that night temperatures dropped to a deep freeze. It was a recipe for disaster. Pipes were even freezing in homes that were primary to the residents and the heat was on. It was really that cold, and the wind was that strong that it froze pipes in their exterior walls and ceilings.

Although there are a lot of areas where homeowners are required to purchase flood insurance because of their location on FEMA’s flood maps those policies don’t cover damaged contents. Think of all of the things that people keep in their basements; seasonal clothes, pantry items, extra furniture, etc. Finished basements could be entire bedrooms, offices and TV rooms. Flood insurance at least covers damage to burners and electrical equipment, but the cost to not only replace but dispose of all of the contents can be in the thousands.

“25% of homes with flood claims each year are in low risk zones.”

It has been a real eye opener. As restoration efforts continue and our crews remain available round-the-clock for emergency services we hope that everyone really takes a look at the measures they have in place for such disasters to protect themselves, their business and their homes from future events. It’s obvious the weather patterns continue to change, and the storms seem to be getting stronger, so please, stay safe out there and make sure you prepare for all of the possibilities.